Quick answer
When an HDB ceiling leak comes from the flat above, both owners are responsible for the slab between them, so if it needs repair they arrange the work together and split the cost. The town council pays for leaks from the roof or external walls. Confirm the source first: SG QuickFix diagnoses visible leaks from $60.
SG QuickFix pricesTap to WhatsApp
| Visible leak diagnosis | From $60 |
| Toilet plumbing leak repair | From $80 |
| Exposed pipe joint leak repair | From $80 |
| Concealed leak investigation | From $180 |
| Concealed leak repair | Quote after diagnosis |
Current SG QuickFix starting prices. Final price confirmed before work begins.
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Who pays for an HDB ceiling leak from upstairs?
Both flat owners split the cost when the slab between their flats needs repair; the town council pays for roof and external-wall leaks.
HDB: ceiling leaks makes flat owners responsible for their floor and ceiling slabs. If the slab must be repaired to stop the leak, you and your neighbour arrange the work and split the costs. HDB gives no fixed ratio.
That split covers slab repairs. HDB: pipes makes each owner maintain the sanitary branch pipes in their flat, and the town council the main sanitary pipes. So find the source before agreeing to share: a leak diagnosis visit helps show whether it is a pipe, a fitting or the waterproofing.
| Where the water comes from | Who is responsible |
|---|---|
| Floor slab between two flats | Both flat owners, split the cost |
| Roof (top-floor flat) or external wall | Town council, full repair cost |
| Second-floor flat leaking into the void deck | Town council and the flat owner, split the cost |
| Main sanitary stack pipe | Town council |
| Branch pipe or fitting inside the upstairs flat | Upstairs owner maintains it |
| New flat, within 1 year of key collection | HDB, through the Building Service Centre |
If the leaking pipe is exposed in your own ceiling, ask your town council whether it is the main stack; HDB's pages don't say who maintains a branch pipe running through the flat below. For chokes in the shared stack, see who pays for an HDB pipe choke.
What should you do first when the ceiling starts leaking?
Protect your belongings and any electrics, record the leak, and tell your upstairs neighbour the same day.
- Put a bucket and towels under the drip, and move electronics away.
- Photograph the stain edge each day, wide and close up.
- Film the drip and note the time, to match it to water use upstairs.
- Tell your upstairs neighbour.
- If water flows fast, ask them to shut the stopcock at their PUB water sub-meter, just outside their main door or in a service cupboard.
- Keep every message, report and receipt for the cost split.
A sudden gush usually means a burst pipe; see what to do when a pipe bursts in an HDB flat.

Why does a toilet ceiling leak from the flat upstairs?
Usually the upstairs toilet's waterproof membrane and screed have worn out, so water seeps through the floor slab into your ceiling.
HDB says this is common in older blocks, typically under toilets and bathrooms. Rule out simpler causes, such as choked pipes, first. When it drips is a useful clue:
- Only after upstairs showers, mops or flushes: the waterproofing, the floor-waste grating or the toilet bowl's waste connection. SG QuickFix's toilet repair includes a toilet bowl leak diagnosis from $80.
- Constantly, even with no water used upstairs: possibly a pressurised supply pipe. If their water meter turns with every tap off, that points to a supply pipe.
- Under the upstairs kitchen: HDB notes kitchen floor tiles have no waterproofing membrane beneath them, so it advises mopping instead of washing.
For water tests, see how to find where a ceiling leak comes from.
Who do you call about an HDB ceiling leak?
Start with your upstairs neighbour, then the town council for common property, and HDB for new-flat defects or a neighbour who won't cooperate.
- Your upstairs neighbour: HDB's process starts with talking to them and agreeing a time for a check.
- Your town council: for the roof, external walls, main sanitary pipes and void deck. After hours, use your town council's 24-hour Essential Maintenance Service Unit (EMSU) line; each town council has its own number.
- HDB's Building Service Centre: for a new flat within its 1-year Defects Liability Period (DLP), reported online through the Welcome Kit QR code.
- HDB's Branch Service Line, 6225 5432: weekdays 8am to 5pm, for flat maintenance.
- A plumber: HDB advises a PUB Licensed Plumber for water pipe leaks.
HDB's ceiling-leak guide has no report form, but you can write to HDB online, which MCCY also lists for neighbour disputes.
How do you sort it out with your upstairs neighbour?
Follow HDB's 5 steps: talk, agree a check, hire a contractor together, agree the method and cost, then split the bill.
- Approach your upstairs neighbour and discuss the possible cause, such as choked pipes.
- Agree a time, as early as possible, for a check to confirm the source.
- Engage a contractor together.
- Let the contractor confirm the source and recommend a repair, then agree the method and cost.
- Split the cost and pay the contractor.
HDB lists 3 regional contractors for reference only; you negotiate price and scope.
If your neighbour won't respond, contact your HDB Branch and consider the Community Mediation Centre. From 1 Sep 2026, HDB and the People's Association can issue Mediation Directions in HDB estates when a mediation invitation is declined or ignored (MCCY: community disputes framework), though the page doesn't mention leaks. The Community Disputes Resolution Tribunals are a last resort. The Singapore Courts' examples of neighbour interference don't mention water leaks (Singapore Courts: neighbour dispute claims), so get legal advice before filing.
How is the leak fixed, and how much does it cost?
A pipe or fitting fault is a plumbing repair, with leak diagnosis from $60; a failed slab needs a waterproofing contractor.
HDB names 3 slab repair methods. Re-screeding is recommended: a new membrane sets for 6 to 12 hours, then a screed at least 20 mm thick hardens for at least 12 hours. The others are localised repairs around the floor-waste grating and waste pipe. HDB also lists PU injection and other methods to discuss with your contractor. A visible-leak check usually takes about an hour; a concealed leak takes longer, and re-screeding usually closes the upstairs toilet for several days.
| Job | Price | When it fits |
|---|---|---|
| Visible leak diagnosis | From $60 | Finding the source of a drip you can see |
| Toilet bowl leak diagnosis | From $80 | Drips when upstairs flushes |
| Toilet plumbing leak repair | From $80 | A leaking toilet connection or joint |
| Exposed pipe joint leak repair | From $80 | A leaking joint on an exposed pipe |
| Concealed leak investigation | From $180 | A constant drip with no visible fault |
| Concealed leak repair | Quote after diagnosis | A pipe inside the slab or wall |
SG QuickFix's leak repair prices cover pipes and fittings, not slab waterproofing. Concealed pipes, hacking tiles, access upstairs and parts raise the price, and each job is priced separately. For an accurate price, send a photo of the stain, a drip video with the time, and the upstairs toilet floor if you can. See also concealed pipe leaks in HDB flats and the full plumber price list for Singapore.
| Safe to DIY if… | Call a professional if… |
|---|---|
| You are catching drips, moving items and taking photos | Water reaches a light, fan or socket: switch off the circuit, then call a licensed electrical worker |
| A choked floor trap upstairs clears easily and the drip stops | The drip is constant, or the source isn't clear: call a PUB Licensed Plumber |
| The leak is fixed and the ceiling is dry, and you want to repaint | The ceiling sags, bulges or has rust stains: contact your HDB Branch or a contractor (possible spalling concrete) |
| — | The slab needs re-screeding: hire a waterproofing contractor jointly |
| — | Don't seal upstairs grout with silicone as a fix: it won't stop a failed membrane |
What happens when you WhatsApp us?
- 1WhatsApp us a photo or short video of the problem.
- 2We confirm the price before we come.
- 3A technician arrives at the agreed time.
- 4The job is done and you pay only the confirmed price.
Water Leak Repair
From $60
- Concealed & exposed pipes
- Joint & valve repair
Water Leak Repair FAQs
Usually not in the hotline sense: HDB's Emergency Hotline, 1800 455 0089, is for critical safety issues such as a fire, a fallen window or a wall collapse. A ceiling leak becomes urgent when water reaches a light or socket, the ceiling sags, or the flow is fast. Switch off that circuit and act the same day.
No fixed ratio is set. HDB's ceiling-leak guide says the upstairs and downstairs owners arrange the slab repair and split the costs involved, without naming a percentage. The two owners agree the split, usually after a contractor confirms the source. A leak from a pipe inside one flat follows HDB's pipes rule instead: a branch pipe is that owner's.
Only if the source is common property, such as the roof, an external wall or the main sanitary stack pipe. A toilet ceiling leak from the flat above is usually the slab or the upstairs owner's pipes, which the two flat owners handle. If your flat sits under the roof, contact your town council.
Partly. For a new flat within its 1-year Defects Liability Period (DLP), report defects online through the QR code in the Welcome Kit. For older flats, HDB's ceiling-leak guide has no report form, but you can write to HDB online through its Write to Us page or call the Branch Service Line, 6225 5432, after speaking to your upstairs neighbour.
HDB fixes defects reported within the 1-year Defects Liability Period (DLP) from key collection, through the Building Service Centre. Flats launched from 2005 carry a 5-year warranty for ceiling leaks and external wall seepage, which ends if the floor tiles are changed or the waterproofing is tampered with. Report the leak before renovating over it.
Only after the leak is fixed and the ceiling has dried out, which usually takes a few weeks. Paint over a damp patch traps moisture, so the stain and flaking come back. Treat any mould first, and use a stain-blocking primer before the final coat.
Related services
Water Leak Repair
From $60
View serviceToilet Repair
From $60
View serviceChoke Clearing
From $80
View serviceServing Bedok, Pasir Ris, Punggol, Sengkang and Tampines and island-wide.
Sources & updates
- HDB: Home care guide, ceiling leaks, checked 1 Oct 2026
- HDB: Home care guide, pipes, checked 1 Oct 2026
- HDB: Rectification of defects in new flats, checked 1 Oct 2026
- MyNiceHome (HDB): HDB maintenance guide, checked 1 Oct 2026
- HDB: Home Improvement Programme (HIP) information booklet (PDF), checked 1 Oct 2026
- HDB: Contact us, checked 1 Oct 2026
- HDB: Write to us, checked 1 Oct 2026
- MCCY: Community disputes management framework, checked 1 Oct 2026
- Singapore Courts: Cases eligible for a neighbour dispute claim, checked 1 Oct 2026
- Updated 1 Oct 2026: First published
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This guide is general information for homes in Singapore. It is not professional, legal or safety advice for your specific situation. Electrical, gas and some plumbing work can be dangerous, and Singapore law requires certain jobs to be done by licensed workers. Any work you carry out yourself is at your own risk, and SG QuickFix accepts no responsibility for any loss, damage or injury arising from the use of this information. Prices shown are current starting prices, may change, and the final price is confirmed before any work begins. Rules and figures from HDB, PUB, EMA, SP Group and town councils were correct when last checked; please confirm with the relevant authority before acting.
